Ripple a Trusted Crypto Currency for the Next Millennium

There are approximately 800 Crypto currencies in the market and more coins are expected to come in. It is always advisable for any first time investor to go in for a safe bet. As the experts say in the capital market that one should go in for blue chip companies , I will also recommend Ripple a a blue chip Crypto currency .
The Advantages of this currency are
It is relatively cheap and affordable, It market cap is excellent (placed 3rd), Ripple is both a Cryptocurrency as well as a digital payment network for many financial transactions which make it unique from other Cryptocurrency, transaction and settlement costs is less.
Welcome and thanks for sharing. I have heard of Ripple, but don't know anyone who has it