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RE: If You Can't Afford it, You can't AFFORD it!
That's pretty smart, Peter... and I hope for you that it stays that way! I think people in Europe are less likely to take on a bunch of debt and find themselves drowning in it. Buying everything "on credit" seems to be a very American thing... comparatively speaking.
I do see it more and more happening also in Europe. We are a little behind! Americans are more used to pay everything with a card, we are just entering this phase. More and more is paid with a debit or credit card. This of course opens up possibilities for the week ones to trap into the pitfall of overspending!
Cheers,
Peter