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RE: This is why I prefer Opay wallet to banks
You're totally right. The issue is that the world has left Nigeria behind. Decentralization has barely scratched the surface and Opay id quite frankly the closest thing to control of your funds.
Opay should be the ones to lead the flock, they have the finance and more tech reach, but i guess they had to start with what will make bank the most.
Yup. The general population love centralised systems. People generally like the idea of a "system" and will just be fine being an insignificant part of the big machine