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Thats true, the one who can only create a token is the people with enough funds and the people in the higher rank, but @dragosroua was right being complicated of creating a token, to stop the abuse of the platform.

Pyramid schemes require that you invest to join in - Not the case here.

My spent time is an investment !

Hi, Porsche? I'd like to buy a Cayenne please.
I have a big stack of @johano's time I'd like to use.
What? You only take money? But it's an investment...

:-)